Fastest Way to Increase Credit Score in 3 Simple Steps
How to raise your credit score fast, and who to call when you get stuck! Frustrated and confused that you’ll do the wrong thing, and make your credit even worse?
You’re not alone.
And with the constantly changing credit laws, the fastest way to increase your credit score is hard to determine.
So today we’re sharing 3 steps you can increase your credit score without causing harm plus one bonus tip that tells you when it’s time to call in the experts.
1. Pull your credit report (Here’s how to pull your credit report FREE without harming your credit)
Contrary to popular belief, you can’t increase your credit score without pulling your credit report, and pulling your credit report (by yourself) will NOT harm your credit score.
What you may not know is that most states allow you to pull your credit report, free, one or more times per year. If you’d like to get a free copy based on your states regulations, we’d be happy to walk you through the process. Simply call us at (number) or contact us here to schedule your free consultation.
2. Check for Obvious Errors (you know, the type of errors you can successfully dispute on your own)
We like to call these errors “the easy ones”. They tend to be errors like misreported dates, or accounts that say open, when they were really closed, or erroneous payment errors. Wrongfully reported addresses and past employers qualify here as well—even though changing these will rarely, if ever, cause a significant jump in your credit report.
This brings up a great question we get asked all the time—when do you bring in our experts to boost your score? First, always bring in experts if they are faster, and can save you time, and money because they can efficiently help you reach your goals of home ownership or car ownership or getting a lower interest rate faster. To get a free evaluation of your credit situation, and a plan that helps you see results faster, simply contact us to schedule your free, no obligation consultation.
3. Know Your Rights (AKA, study the law)
If you’d like to raise your credit score quickly (and you’re up for some legal digging, interpretation, sleuthing and hard work) you’ll want to study the 4 BIG LAWS real experts use: The Fair Credit Reporting Act, Fair Debt Collection Practices Act, Truth In Lending, and Real Estate Servicing Procedures Act. Make sure you’re looking up the changes to those laws in 2015 as well because the internet is full of people who want to interpret the law to their benefit, and lead well-meaning credit-repair DIY folks astray. Just be careful using any tactic you see that is not shared by an expert with credentials—because that can cause your credit score to drop, instead of increase your score quickly.
BONUS: When should you contact us for advice? If you’re in a situation where you actually NEED to increase your credit score so you can reach a goal, quickly and easily, and you don’t have time to learn every law, and guarantee you’re going about it the right way.
To schedule your free consultation simply click here to contact us now. There’s no obligation, and we guarantee that what you’ll learn about your options will lift an unbearable weight from your shoulders—and maybe even be fun in the process!